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Retirement Plan Checkup Your retirement plan savings (that is, qualified plans and IRAs) are important to your financial well-being for several reasons. Right now, they are one of the last places you can accumulate income without currently paying tax.   It's Year-end Tax Planning Time. . . Again There is still time to lower your 2006 tax bill and add to your tax-advantaged retirement accounts. Here are a few ideas to get you started.   Unexpected Consequences with Employer Retirement Plan Loans It's not unusual for retirement plan participants to have the opportunity to borrow a portion of their vested balance from the plan.